Sunday, 3 August 2014

Kotak Jifi - The New Age Banking

With time everything is changing so fast. First, we used to go physically to a bank and used to deposit or withdraw our money. Then came ATM's, Internet Banking etc etc. Now a new concept by Kotak Jifi is here.

Social Media now has become very popular it is being used by everyone from children to adults. Making banking social is really a great initiative by Kotak.

So, what exactly Jifi is; I came to know about this at the Kotak meet by What I am sharing in this post is my experience with Kotak Jifi and a review of the product.

Since it is a social banking you can connect with Jifi using your existing Facebook account or you can request for an invitation on your email-id.

The various features which you have with Kotak Jifi are :

  1. No Minimum Balance required.
  2. Social Banking
  3. Refer a friend
  4. Loyalty Club
  5. Kotak Mobile App
  6. Sign-up Benefits
  7. Platinum Debit Card
1. No Minimum Balance : I always criticize my bank for deducting MAB(Monthly Available Balance) Charges thank god there is no Minimum Balance Required here.

2. Social Banking : Banking with Twitter I never thought of it but Kotak has made it possible. Your account balance, transaction history, cheque book request and many more activities are now just a tweet away.

3. Refer a Friend : Refer your friends and earn Social points and you can easily redeem them. 

 4. Loyalty Club: Get Social, Make Transactions and earn points, Transfer and redeem your points.

5. Kotak Mobile App: Now you can manage your account, do transactions or pay your bills using the Kotak Mobile Application.

6. Sign-up Benefits: When you Sign-up you get some Sign-up Benefits.

7. Platinum Debit Card: You can also apply for the Kotak Platinum Debit Card.

Once you get an invite or log in with your Facebook you can view your dashboard which shows your social and transaction points.

You can also view your recent transactions


*Social points are earned when you refer a friend and like or comment on Kotak Jifi.

You can also manage your points using the Manage points Tab once you login.

Once you are done with the sign-up you need to apply and activate you account to earn transaction points.

For this you can go to Apply Now and apply for your account.

To redeem points go to Manage Points after you login and click Redeem Points Tab

How to earn points?

A detailed information is there on How to earn Points under the Manage points Tab

Earn Points Part 1

Earn Points Part 2

Not only this you also receive update from Kotak on your e-mail.

Social Banking is a new age banking and it will be very successful.

This post is written for the Indistuff contest Jifi is Here!! ( by

Saturday, 2 August 2014

The secret behind #WhatTheBlack

When I read about #WhatTheBlack on I was really confused about what exactly it is and why everything is suddenly turning black. Then I got shortlisted for the #WhatTheBlack activity and started receiving the clues to guess #WhatTheBlack is

On Day 1, I recieved and egg and chocolate  inside it and I thought #WhatTheBlack is a dark chocolate

On Day 2 I recieved a black newspaper and

On Day 3 I received a coffee mug and tissue and now I thought #WhatTheBlack is a Black Coffee.
But all my guesses went wrong when I  the secret was revealed

The new Colgate Slim Soft Charcoal Tooth Brush. Charcoal Infused and 17 times slimmer tip bristles.

For details log on to